Our Climate Robustness & Durability Score (CRDS) is built on comprehensive data from industry-leading catastrophe modeling and climate analytics providers.
Catastrophe Model Data
We leverage probabilistic catastrophe models from established vendors that have been validated through decades of real-world loss experience. These models cover perils including:
- Flood — Riverine, coastal, and pluvial flooding
- Hurricane — Atlantic and Gulf Coast wind and storm surge
- Wildfire — Wildland-urban interface fire risk
- Hail & Wind — Severe convective storm damage
- Heat stress — Extreme temperature exposure
- Water stress — Drought and water availability risk
- Sea level rise — Coastal inundation and erosion
The specific perils evaluated for the CLIMX Index are documented in the Index Methodology.
Exposure Data
Property-level exposure data is sourced from:
- REIT 10-K filings and property schedules
- Commercial real estate databases
- Geocoding and address verification services
- Building characteristic databases
Climate Projections
Forward-looking climate scenarios incorporate peer-reviewed research on:
- Sea level rise projections
- Tropical cyclone intensity trends
- Wildfire risk evolution
- Extreme precipitation changes
Data Quality & Validation
All data inputs undergo rigorous quality control processes:
- Geocoding accuracy verification
- Cross-reference with multiple data sources
- Historical loss calibration
- Regular model updates incorporating new scientific research